Healthcare.gov showed me $960/mo. I'm paying $7.
Real subsidized ACA plans - $5 copays, $0 deductibles - priced for your household in under a minute. No agents, no lead forms, no spam calls.
5,118
marketplace plans priced in seconds
4.05M
in-network doctors to search
35,000+
medications you can check for coverage
100%
of the subsidy you qualify for, applied
Five steps, and the gap is impossible to unsee.
Enter your ZIP and household
Thirty seconds. No account, no phone number, no sales call to get a number.
We apply your subsidies
AskFlorence runs the same eligibility math Healthcare.gov uses and applies every tax credit and cost-sharing reduction you qualify for.
See your real monthly price
Your subsidized price lands next to the sticker. Most households are not ready for the size of the gap.
Compare real plans
Browse every plan in your county, filter by what matters, and add your doctors and prescriptions to see what each one covers.
Talk it through with Florence
Ask Florence out loud. She reads you real subsidized prices, checks your doctors and drugs, and never invents a number.
Built for the people the marketplace leaves confused.
Families
Cover everyone under one plan and keep the premium honest with the subsidies you have earned.
Self-employed & freelancers
No employer plan means you likely qualify for major savings most people never see.
Gig & seasonal workers
Rideshare, delivery, construction, the slopes. Variable income still unlocks real coverage.
Early retirees
Under 65 and between jobs? Do not overpay while you wait for Medicare to start.
Green card holders & new residents
Lawful residents qualify for the same subsidies as citizens. We will show you yours.
Anyone who walked away
Saw the Healthcare.gov price and gave up? Come back. The real price is a different number.
The sticker price is real. So is the subsidy that erases it.
The number most people see is the full premium, before a single tax credit is applied. Under the Affordable Care Act, the federal government pays a share of that premium for most households, often the larger share. AskFlorence figures out exactly what you qualify for and shows you the price after it lands, not before.
It is the same plan, the same carrier network, and the same coverage. The only thing that changes is what leaves your bank account each month.